Liquidity where needed

based on a patent-pending eNote™ infrastructure
FQX provides an electronic promissory note (eNote™) infrastructure: secure, efficient & compliant. We enable liquidity crossing borders and markets without rule-books and in a banking-grade DLT environment.
Known from
Partners
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FQX eNI™

Combining highly proven instruments with the most recent legislation and technology, FQX allows the standardized and globally scalable transfer of unconditional promises to pay.
FQX applies the best legal, finance and technology expertise to the field of electronic negotiable instruments as the promissory note. The FQX eNI™ (electronic Negotiable Instruments) platform allows businesses to control their liquidity by issuing, transferring and closing
eNotes for financing and investing purposes. The enforceability in 164 countries allows the use on a global scale. FQX is a partner of Swisscom for the use of Qualified Electronic Signatures. All eNI™ are stored on the Consensus-as-a-Service banking infrastructure of Swisscom and Swiss Post.
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Driving Digital Global Finance

Steering liquidity, earning discounts and generating investment yields. With the FQX eNI™ platform, financial institutions and companies can cover the following 3 application areas:
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Trade Finance

Cash Flow Management
Control of operating and free cash flows by accelerating and decelerating the corresponding activities with customers and suppliers and earn discounts.
Automation and Risk Reduction
Paper-based processes in trade finance are being digitized reducing process costs and operational risks.
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Corporate Finance

Reduction of Financing Costs
Through pricing, disintermediation and automation.
Flexible Financing Partner Policy
Through onboarding and controlling eco-systems.
Increased Reach
In 161 countries on the same legal basis.
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Investments

Risk-adjusted Investment Excess Returns
Investment in Supply Chain Finance eNotes enable participation in credit rating arbitrage to achieve excess returns over the benchmark.
Invest in tradeable Assets
Invest in unconditional promises to pay with integrated ISINs which can easily and digitally be transferred to other parties.
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How it works

Corporate Finance
Flexible liquidity generation
Supply Chain Finance: Receivables
Monetize trade receivables
Supply Chain Finance: Payables
Gain discounts, extend DPO and retain free cash flow
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For Financial Institutions

FQX enables eNI™ based on a banking-grade infrastructure - fully digital. Financial institutions can participate via the platform or offer white-label and integration solutions.
New Business Opportunities
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Access to new business via the eNI™ platform and white-label solutions
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Expansion into new jurisdictions and markets
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New financial product engineering opportunities
Transaction Cost Optimizations
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Electronic automation of paper-based processes
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Integration into back-office systems for STP
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Real-time information and transaction status
Liquidity
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Formerly illiquid assets become tradeable and liquid
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Re-discounting with central banks in certain countries
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Liquidity risk reduction
Differentiation
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Provide superior value to corporate clients
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Use the FQX white label / API solution with corporate identity
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Transformation into a digital trade finance bank
Interbank-Funding / Wholesale Banking
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Cheaper financial instrument for short-term funding
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Short-term investment opportunities
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Fully digital inter-bank funding network
FQX provides one infrastructure, one financial instrument and one legal framework to drive asset origination-to-distribution to the highest efficiency level. This in turn creates an attractive asset class for investors based on global standards and reach as well as it provides liquidity where needed to the real economy.
Frank Wendt, Co-Founder & CEO FQX
FQX combines Legal Engineering with profound knowledge of financial markets to help thrust the financial system into the digital realm where costs are low, accessibility is high and security is standard.
Benedikt Schuppli, Co-Founder & COO FQX
Dr. Philipp von Randow
Co-Founder & General Counsel
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For Corporations

FQX provides global electronic issuance & transfer of eNotes to extinguish process inefficiencies & operational risks.
Supply Chain Finance
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Generate free cash flow
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Optimize working capital metric
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Manage key balance sheet ratios
Trade Finance
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Reduce transaction costs via automation
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Replace inefficient trade finance instruments
Corporate Finance
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Reduce transaction costs to raise short-to-mid-term capital
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Expand the funder base to Non-Bank Investors
Financial Investments
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Invest in eNIs and earn superior yields compared to MM, CP, CD and Term Deposits
FQX’s value proposition is simple: One of the most trusted financial instruments and its bunch of legal advantages - the paper-based existence + a banking-grade DLT infrastructure + qualified electronic signatures (eIDAS) + an easy-to-use and customer-driven platform = the FQX eNI™ infrastructure.
Dr. des. Stephan Meyer, Co-Founder, CPO & Chief Legal Engineer FQX
Electronic negotiable instruments are efficient, secure, and offer an attractive variety of uses cases in the corporate finance and supply chain space for companies, financial institutions and institutional investors.
Dr. Philipp von Randow, Co-Founder & General Counsel FQX
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Frank Wendt
Co-Founder & CEO
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Platform

FQX combines state-of-the art Distributed Ledger Technology (DLT) with Qualified Electronic Signatures (QES) providing maximum data integrity.
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Swiss Private Chain

Banking Grade DLT Infrastructure

IBM Hyperledger Distributed Ledger Technology Infrastructure based on Swisscom’s consortial Swiss Private Chain, exclusively using T4 server centers – ensuring technical security of FQX eNI™.
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Qualified Electronic Signature

Integrated Qualified Electronic Signature

All FQX eNI™ are signed and transferred by using Qualified Electronic Signatures from Swisscom Trust Services based on EU law – ensuring legal certainty of FQX eNI™.
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FQX Technologies

Combining Secure & Modern Technologies

FQX uses DLT and other technologies for highest data integrity requirements and an optimal user experience – ensuring a state-of-the-art FQX eNI™ platform.
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Our Team and Ecosystem

Explore and connect with the FQX team and their Eco-System.

Core

Advisory Board

Academic Partners

Ecosystem

Frank Wendt
Co-Founder & CEO
Benedikt Schuppli
Co-Founder & COO
Dr. des. Stephan D. Meyer
Co-Founder, CPO & Chief Legal Engineer
Dr. Philipp von Randow
Co-Founder & General Counsel
Dr. Stefan Jaecklin
Strategy & BD
Michael Füllemann
Strategy & BD
Helmut Paulus
Asset Management
Daniel Killenberger
Technical Lead
Tomas Kasnauskas
Senior Developer
Samuel Emde
Developer
Jonas Rudin
Developer
Elliot Walmsley
Developer
Carla Estrada
Developer
Lucas Pelloni
Tech Architect
Peach Zwyssig
Product Architect
Caroline Wendt
Marketing Coordinator
Get in touch
Do you have any questions or want to know more about FQX?
Live Demo
Do you want to know more about how it works? Book a live demo.
Onboard Now
Grow your network on a global scale, all on one infrastructure. It’s easy, simple and fast.
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Careers at FQX

Experienced Frontend Developer
As an FQX front-end developer, you will be able to structure your days flexibly and have the opportunity to grow, learn and take a lot of responsibility while collaborating and coordinating with the team. Your focal point will be developing user interface components and implementing them to give the best user experience. You will work closely with the product management and the backend development team to translate business requirements into their full-stack technical implementation.
Join the FQX Journey
Position you were looking for is not here? We’re always looking for talented, ambitious people supporting our journey of digitising negotiable instruments. Do not hesitate to contact us, if you think you can be of value to us.
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Contact us

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